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THE FLOW OF TIME AND MONEY by Lloyd Watts, Ph.D.

The Flow of Time and Money

Lloyd Watts, Ph.D.

Business; Personal finance

Megawatt Media Corporation

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ABOUT THE BOOK: 

flow-of-time-money-cover1

The Flow of Time and Money is a groundbreaking new book that will help you master the relationship between your time and money. Using simple, proven techniques and easy-to-understand diagrams, Dr. Lloyd Watts shows you how to take control of your income, expenses and time commitments in order to achieve wealth and personal fulfillment.

 

 

ABOUT THE AUTHOR:

Lloyd Watts was born in London, England, on October 2, 1961.  He earned a Ph.D. in Electrical Engineering in 1992 at the California Institute of Technology, studying with Silicon Valley pioneer Carver Mead. In 2000, he founded Audience, Inc., a venture-capital funded startup that builds advanced noise reduction chips for cell-phones.

 

 

Dr. Watts is the author of 5 patents and many technical papers. He is an accomplished photographer, painter, musician, former hang glider pilot, and proud father of two lovely daughters. He lives in Mountain View, California, in the heart of Silicon Valley.

 

You can visit Lloyd online at www.lloydwatts.com

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THE 3 SECRET PILLARS OF WEALTH by James Burns, Esq.

The 3 Secret Pillars of Wealth
White Diamond Press/Arbor Books

The evidence is now clear that the old formula of go to school, get a job, buy a house and retire no longer works. Retirees need more reliance in a ruthless and unpredictable future with many new curves in the road to retirement. The US Department of Health and Human Services says that 36% percent of sixty-five year olds are still working, 54% are dependent (require family or government assistance), five percent are deceased, 4% are financially dependent (with at least $3,000 per month to live on) and one percent are wealthy.

In answer to the statistics of only 1% of retirees achieving wealth upon retirement, the book “The 3 Secret Pillars of Wealthhas come to the aid of concerned retirees. The author cautions readers that we are facing financial times unlike anything we’ve seen before and we cannot afford to make mistakes or be taken advantage of.

The 3 Secret Pillars of Wealth is a virtual survivor’s manual for the investor informing them of what they face in the future that is new and unpredictable and how much investing is costing them with traditional investment vehicles. Forward-thinking financial planners will avail themselves of the technical information outlined in The 3 Secret Pillars of Wealth, while the average investor will have a roadmap that guides them to financial success. One of many recent books to go against the grain and inform the public how much investing is costing them and how they are in a losing battle where executives of the big investment firms take $52 million dollar Christmas bonuses. The book is ultimately written for entrepreneurs and investors who are busy with life or lack financial education and are defenseless targets by opportunists abusing the financial planning system because of the compensation grids unique to the U.S.

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